Get A Decision In As Little As 2 Days*

High Risk? We got you covered.
Our solutions are ideal for high-risk businesses that may have a difficult time getting approved for merchant accounts for credit and debit card processing.
Do you sell high-ticket products or services?
Do you have poor or bad credit?
Did you hit a volume cap on your current transactions?
Did your current processor put your payments on hold?

Start Today

At EMS Star Systems, we have bank relationships that allow us to offer the right programs and solutions to get your specific business approved. 

Chargeback prevention integrations.

Less (or no) restrictions on monthly transaction limits.

Flat rate pricing programs available.

No good merchant left behind.

98% merchant account approval rating.

Get Back To Processing Your Transactions

Our team has guided hundreds of clients through this process and into a much better position.

Fast Approval Process

Next Day Funding Available

Low or Poor Credit Is Ok

Accept Online Payments

High Transaction Volume Is Ok

Customer Database For Recurring Billing

No Hidden Fees

Credit Card On File For Faster Processing

Seamless Integrations With Popular Shopping Carts

How It Works

Our team has guided hundreds of clients through this process and into a much better position.

Step One

Submit your contact information below. We will respond promptly with a quick, no-cost assessment to personalize our programs to your business needs.

Step Two

Submit your free application. We will obtain supporting documents and additional information as required by the banks to promptly to send your completed application to underwriting.

Step Three

Fast decision. Once we receive your application and supporting documents we will reply back in 2-3 business days.

Step Four

Once approved, we will walk you through training and set up.

What Industries Does Star Systems Serve?

Accounting & Tax

Moving & Transportation

Web Design

Bail Bonds

Travel Agencies

eCommerce

Nutraceuticals

And More

Is My Business High Risk?

It would be nice if all businesses were treated equally when it comes to payment processing, but the fact is they aren’t. Businesses are often treated differently depending on the degree of financial risk they present to a processor.

High-risk merchants here in the U.S. can have difficulty finding the right payment processing solution. Many businesses may not even be aware that they are considered high risk until searching for a merchant account or credit card processor. The level of risk is often determined by a variety of factors, including the industry they are in, average revenue per product or service sold, future deliverables, or even the risk of financial failure. Some examples of high-risk industries include eCommerce, nutraceutical or supplements, tobacco products, gambling, financial services, travel and hospitality, or software.

Reach out to us today to get your free rate review

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*We value your privacy. Information collected on this form will only be to follow up on your request and will not be shared with any third parties.

Our Team Has Guided Hundreds Of High-Risk Businesses To Better Processing Options

Frequently Asked Questions

Easy Setup And Support For High Risk Businesses

We’ll walk you through setup and provide ongoing support to ensure your business is matched with the best rates and solutions. Our solutions allow you to:

Collect payments in-person, online, or by mobile device

Set up invoices and track payments

Accept multiple payment options such as Credit, Debit, ACH, Apple Pay, EMV Cards

Set up payment plans for customers to pay online

Seamless Integration With eCommerce Software And More

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